PhonePe RuPay Cashback Fest 2026 gives ₹5 to ₹100 cashback on UPI payments using RuPay credit card. Pay ₹100+ and earn scratch cards instantly.
The PhonePe RuPay Cashback Fest is now live, where you can get ₹5 to ₹100 cashback on every eligible transaction using your RuPay Credit Card via UPI.
This is a limited-time cashback campaign, so don’t miss the chance to earn rewards on your daily payments
Table of Contents
PhonePe RuPay Cashback Fest 2026 – Full Details
The PhonePe RuPay Cashback Fest allows users to earn cashback on everyday transactions like scanning QR codes, paying at stores, or recharges using a RuPay Credit Card linked to UPI.
Users can receive assured cashback starting from ₹5 up to ₹100 on each eligible transaction. The offer is applicable only on merchant payments (P2M transactions).
This makes it one of the best UPI cashback offers, especially for users who frequently use PhonePe for payments.
How to Get PhonePe RuPay Cashback Fest 2026?
- Open The PhonePe App
- Link your RuPay Credit Card to UPI
- Make a payment of ₹100 or more
- Pay via RuPay Credit Card (UPI option)
- Get cashback via scratch card
Cashback Breakdown
- Minimum Cashback: ₹5
- Maximum Cashback: ₹100
- Minimum Transaction: ₹100
- Valid on next 20 transactions
- Cashback is given in the form of scratch cards
Key Features of PhonePe RuPay Cashback Fest
- Assured cashback on every eligible transaction
- Works on UPI payments via RuPay Credit Card
- No OTP or CVV required (use UPI PIN)
- Simple and fast payment process
- Ideal for daily transactions
Why You Should Use This Offer?
- Earn cashback on regular payments
- No extra effort required
- Fast and secure transactions
- Multiple cashback opportunities
- Perfect for frequent UPI users
Eligibility Criteria
- Must use RuPay Credit Card linked to UPI
- Wallet / Debit Card / Other Credit Cards not eligible
- Only merchant payments (P2M) allowed
- Example: If part payment is made using wallet + RuPay card →Offer not applicable
Important Rules & Exclusions
- Offer valid only on merchant transactions
- Excludes: Wallet top-ups, Gift card purchases, Gold & silver purchases, Cash withdrawals
- Max 5 transactions per merchant
- Max cashback capped at ₹100 total rewards
- Offer available for selected users only
- Offer Period: 2nd April 2026 (3 PM) to 30th April 2026 (11:59 PM)
Cashback Limit Details
- Valid for next 20 eligible transactions
- Max 5 transactions per merchant
- Total cashback limited to ₹100
Don’t Miss This!
The PhonePe RuPay Cashback Fest is one of the best offers to earn guaranteed cashback on UPI payments.
Since you can earn cashback on regular spending, this offer is highly useful for daily users. If you have a RuPay credit card, this is a must-use offer. Start making payments now and unlock cashback instantly
Pay via RuPay on PhonePe & Get Cashback Now
Visit Here For More Latest Offers
