PhonePe users, win up to ₹100 cashback on every merchant payment! Make simple UPI transactions of just ₹11 or more and get rewarded with scratch cards worth ₹1 to ₹100 each.


How to Redeem This Offer?

  1. Open PhonePe App
  2. Make merchant payments using UPI, UPI Lite or RuPay Credit Card via UPI.
  3. Each eligible transaction (min ₹11) will give you a scratch card.
  4. You can earn scratch cards for up to 10 transactions during the offer period.
  5. Maximum 5 scratch cards per unique merchant are allowed.
  6. Cashback will be credited to your PhonePe Gift Card balance if you win.
  7. Track your rewards in the ‘Rewards’ section of the PhonePe app.

What You Get?

  1. Earn 1 scratch card per eligible transaction
  2. Each scratch card gives a random cashback between ₹1 and ₹100
  3. Maximum ₹100 total cashback can be earned during the campaign
  4. Cashback is credited to your PhonePe Gift Card balance

Offer Eligibility?

  1. Only for a selected set of PhonePe users
  2. Transactions must be of at least ₹11
  3. Payments must be made via UPI, UPI Lite, or RuPay Credit Card on UPI
  4. Partial payments using PhonePe Wallet are not eligible
  5. Partial payments using PhonePe Gift Card balance are eligible
  6. Offer valid only on merchant transactions
  7. Not valid on: Self, friend, or family transfers (P2P), Wallet top-ups, UPI Lite top-up, PhonePe Gift Card purchases, Autopay transactions, Rent payments, Gold purchases, Mutual funds or stock-related payments

Don’t miss out!

With 10 transactions and cashback on every one, PhonePe Cashback Fest is a chance to earn while pay. Just make sure to use UPI or RuPay Credit Card, merchant payments.

Offer valid till 5th December 2025 – start transacting now


Categorized in: