Paytm is offering 10% discount up to ₹50 on mobile recharges and utility bill payments when you pay using eligible Bank of Baroda or Canara Bank Visa Debit Cards.

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How to Redeem This Offer?

Paytm x Bank of Baroda Visa Debit Card

  1. Open The Paytm App
  2. Choose any eligible category such as Mobile Recharge & utility bill payments (Prepaid/Postpaid), DTH, Broadband, Electricity, Water Bill, Gas Cylinder, or Piped Gas Bill.
  3. Enter the required details and ensure the transaction amount is ₹199 or more.
  4. Proceed to the payment page.
  5. In the “Apply Promocode / See Bank Offers” section, enter the code “BOBDCVISA50”.
  6. Select your eligible Bank of Baroda Visa Debit Card (BINS: 402985, 431393, 420416, 40274100, 40265700) as the payment method.
  7. Complete the payment.
  8. You will receive an instant 10% discount up to ₹50 on your transaction.
  9. Note: The offer is valid till 30 June 2026 and can be used once per month per card, with a maximum discount of ₹50 per month.

Paytm x Canara Visa Debit Card

  1. Select any eligible category such as Mobile Recharge & utility bill payments (Prepaid/Postpaid), DTH Recharge, Broadband Bill, Electricity Bill, Water Bill, Piped Gas Bill, or Gas Cylinder Bill Payment.
  2. Enter the required details and make sure the transaction amount is ₹199 or more.
  3. Proceed to the payment page.
  4. In the “Apply Promocode / See Bank Offers” section, enter the code “CANARAVISA50”.
  5. Choose your Canara Bank Visa Debit Card (BINS: 401375, 460133, 468779, 483895, 436333, 415053, 460134, 477037, 453270) as the payment method.
  6. Complete the payment to get an instant 10% discount up to ₹50 on your transaction.

5% Off Up to ₹150 with Axis Bank Neo Card

  1. Offer: 5% off up to ₹150 on utility bill payments (Mobile recharge, DTH, Broadband).
  2. Available for Axis Bank Neo Credit Card users with a minimum transaction of ₹299.
  3. Promo Code: Use “AXISNEO” at checkout.
  4. Once per card per month, valid until 31 March 2026.
  5. Maximum Discount: ₹150 per month per card.

10% Off Up to ₹50 with IndusInd Bank Debit Card

  1. Offer: 10% off up to ₹50 on recharges & utility bill payments (Mobile Prepaid & Postpaid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill, Electricity).
  2. Eligibility: Available for IndusInd Bank Debit Card users with a minimum transaction of ₹299 or more.
  3. Once per month per card, valid until 30 April 2026.
  4. Maximum Discount: ₹50 per month.
  5. Apply the Promo Code “INDDC50” in the “Apply Promocode / See Bank Offers” section during payment.
  6. Eligible BINS: 525622, 436393, 421324, 421681, 405342, 527898, 405338, 652162, 403506, 607189.

12% Off Up to ₹150 with Canara Bank Debit Card

  1. Offer: 12% off up to ₹150 on recharges and utility bill payments (Mobile Prepaid & Postpaid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill, Electricity).
  2. Eligibility: Available for Canara Bank Debit Card users with a minimum transaction of ₹199 or more.
  3. Once per month per card, valid until 31 July 2026.
  4. Maximum Discount: ₹150 per month and Eligible BINS: 47703785.
  5. Apply the Promo code “CANVISAGIGSTAR” in the “Apply Promocode / See Bank Offers” section.

12% Off Up to ₹150 with Canara Bank VISA Credit Card

  1. Offer: 12% off up to ₹150 on recharges and utility bill payments (Mobile Prepaid & Postpaid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill, Electricity).
  2. Available for Canara Bank VISA Credit Card users with a minimum transaction of ₹199 or more.
  3. Once per month per card, valid until 31 March 2026.
  4. Maximum Discount: ₹150 per month.
  5. Apply the Promo Code “CANARAVISA150” in the “Apply Promocode / See Bank Offers” section.
  6. Eligible BINS: 443814, 443816, 468778, 477036.

2% Off Up to ₹15 with AU Bank Credit Card

  1. Offer: 2% off up to ₹15 on recharges and utility bill payments.
  2. Available for AU Bank Credit Card users with a minimum transaction of ₹199 or more.
  3. Once per month, valid until 31 March 2026.
  4. Maximum Discount: ₹15 per month.
  5. Apply the Promo Code “AUCC15” in the “Apply Promocode” section.
  6. Eligible BINS: 466505, 465523, 457036, 406977, 483894, 653023, 653024, 653063, 466572, 653062, 653064, 653065, 653071, 653070

5% Off Up to ₹150 with HSBC Credit Card

  1. Offer: 5% off up to ₹150 on recharges and utility bill payments (Mobile Prepaid & Postpaid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill, Electricity).
  2. Available for HSBC Credit Card users with a minimum transaction of ₹499 or more.
  3. Once per month per card, valid until 14 June 2026.
  4. Maximum Discount: ₹150 per month.
  5. Apply Promo Code “HSBC150” in the “Apply Promocode / See Bank Offers” section.
  6. Eligible BINS: 461721, 512042, 486269, 461709, 461716, 456719, 438459, 456342, 542207, 540259, 554851, 554837, 447692, 431104, 517782.

10% Off Up to ₹100 with PNB Credit Card

  1. Offer: 10% off up to ₹100 on recharges and utility bill payments (Mobile Prepaid & Postpaid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill, Electricity).
  2. Available for Punjab National Bank (PNB) Credit Card users with a minimum transaction of ₹199 or more.
  3. Once per month per card, valid until 31 March 2026.
  4. Maximum Discount: ₹100 per month.
  5. Apply Promo Code “PNBCC” in the “Apply Promocode / See Bank Offers” section.
  6. Eligible BINS: 464978, 436428, 433153, 464958, 462994, 419789, 419788, 652858, 652859, 652878, 652886, 652887, 652853, 652854, 653011, 6522113, 65309733, 65309734, 65309735, 65309736, 65309737, 65309738, 65309739, 65309740.

10% Off Up to ₹100 with Bandhan Bank Debit Card

  1. Offer: 10% off up to ₹100 on recharges and utility bill payments (Mobile Prepaid & Postpaid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill, Electricity).
  2. Available for Bandhan Bank Debit Card users with a minimum transaction of ₹199 or more.
  3. Once per month per card, valid until 31 March 2026.
  4. Maximum Discount: ₹100 per month.
  5. Apply the Promo Code “BANDHANBANK100” in the “Apply Promocode / See Bank Offers” section.
  6. Eligible BINS: 652293, 437312, 437313, 559759, 508968, 607625, 81800503, 53361828, 54182067, 53361800, 54182028, 81800606, 53361876.

2% Off Up to ₹50 with RBL Bank Credit Card

  1. Offer: 2% off up to ₹50 on recharges and utility bill payments (Mobile Prepaid & Postpaid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill, Fastag, Electricity).
  2. Available for RBL Bank Credit Card users with a minimum transaction of ₹499 or more.
  3. Once per month per card, valid until 30 April 2026.
  4. Maximum Discount: ₹50 per month.
  5. Apply the Promo Code “RBL50” in the “Apply Promocode / See Bank Offers” section.
  6. Eligible BINS: 401578, 439123, 542505, 541538, 523950, 524373, 536907, 523650, 525611, 522012.

5% Off Up to ₹150 with HSBC RuPay Credit Card

  1. Offer: 5% off up to ₹150 on recharges and utility bill payments (Mobile Prepaid & Postpaid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill, Electricity).
  2. Available for HSBC RuPay Platinum/Cashback Credit Card users with a minimum transaction of ₹299 or more.
  3. Once per month per card, valid until 14 June 2026.
  4. Maximum Discount: ₹150 per month.
  5. Apply the Promo Code “HSBCRUPAY” in the “Apply Promocode / See Bank Offers” section.
  6. Eligible BINS: 356108, 356194.

5% Off Up to ₹50 with Axis Bank Prepaid/Transit Card

  1. Offer: 5% off up to ₹50 on recharges and utility bill payments (Mobile Prepaid & Postpaid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill).
  2. Available for Axis Bank Prepaid/Transit Card users with a minimum transaction of ₹199 or more.
  3. Once per month per card, valid until 31 March 2026.
  4. Maximum Discount: ₹50 per month.
  5. Apply the Promo Code “AXISPRE” in the “Apply Promocode / See Bank Offers” section.

₹50 Off with BOBCARD Credit Card on Utility Bill Payments

  1. Offer: ₹50 off on utility bill payments (Mobile Prepaid & Postpaid, Broadband, DTH, Water Bill, Gas Cylinder, Piped Gas Bill, and Electricity) for BOBCARD Credit Card users.
  2. The offer is valid for transactions of ₹499 or more, and is applicable only on BOBCARD Credit Card transactions.
  3. Valid from 10th September to 28th February 2026.
  4. One-time use per user, per card, per month.
  5. Maximum Discount: ₹50 per card per month.
  6. Apply the Promo Code “BOBCARD50” in the “Apply Promocode” section on Paytm.

Why Use This Offer?

  1. Save on your regular monthly bills
  2. Easy coupon-based discount
  3. Instant discount during checkout
  4. Once every month savings opportunity

Key Features of This Offer?

  1. Offer valid once per month per card during campaign validity.
  2. Applicable on multiple utility categories
  3. Only for selected Credit and Debit Cards.

Don’t Miss Out!

If you regularly recharge or pay utility bills through Paytm, this is an easy way to save up to ₹50 every month. Just apply the correct bank coupon and complete the payment using your Visa Debit Card.

Use Promo Codes & Get up to 12% OFF

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