ABCD UPI Cashback 2026: Make an eligible merchant QR transaction of ₹500 or more and get flat ₹100 cashback on your first transaction of the month.
ABCD UPI Cashback Offer 2026
ABCD UPI Cashback is a limited-period offer that lets eligible users earn flat ₹100 cashback after completing a qualifying UPI payment to a merchant QR code.
According to the offer details provided, users need to make their first eligible transaction of the month through ABCD UPI. The stated minimum transaction amount is ₹350, while making a ₹500 or more transaction is recommended for this offer. The cashback is stated to be credited instantly to the UPI-linked bank account.
The ABCD app supports UPI payments, including scanning QR codes at shops and paying through an ABCD UPI ID
Table of Contents
How to Avail ABCD UPI Cashback
- Download and open the ABCD app
- Set up ABCD UPI and link your bank account.
- Make your first transaction of the month to any eligible merchant QR code.
- Make a transaction of ₹500 or more to qualify for the offer.
- Ensure the payment is a P2M merchant transaction; P2P transactions are not eligible.
- Get flat ₹100 cashback on the eligible transaction.
- The cashback will be credited instantly to your UPI-linked bank account.
ABCD UPI Cashback Offer Details
| Offer Details | Information |
|---|---|
| Offer | ABCD UPI Cashback |
| Cashback | Flat ₹100 |
| Recommended Transaction | ₹500 or more |
| Minimum Transaction | ₹350 as per provided offer details |
| Transaction Type | P2M / Merchant Payment |
| P2P Transactions | Not Eligible |
| Cashback Credit | Instantly to UPI-linked bank account |
| Frequency | First transaction of the month |
| Offer Valid Till | 31 August 2026 |
ABCD UPI Cashback Eligibility
To participate in the ABCD UPI Cashback offer, users should meet the applicable transaction requirements.
The offer is specifically for a qualifying merchant payment, meaning the transaction should be made to a merchant QR code.
According to the offer information provided, P2M transactions are eligible, while P2P transactions are not eligible.
Therefore, users should avoid sending money directly to another person’s UPI ID or bank account when attempting to qualify for this offer.
First Transaction of the Month
One of the important conditions of this offer is the first transaction of the month.
Users should make sure the qualifying merchant payment is their first eligible transaction for the month before expecting the cashback.
If you have already completed an eligible UPI transaction earlier in the same month, check the offer conditions in the ABCD app before making another payment.
P2M vs P2P Transactions
Understanding the transaction type is important for this offer.
P2M Transaction
P2M means Person-to-Merchant.
For example, scanning a shop’s UPI QR code and paying the merchant through ABCD UPI is a P2M transaction.
This is the transaction type specified as eligible for the offer.
P2P Transaction
P2P means Person-to-Person.
For example, sending money to a friend or another individual using their UPI ID is a P2P transaction.
According to the offer details provided, P2P transactions are not eligible for the ₹100 cashback.
Cashback Credit
The offer information states that the ₹100 cashback is credited instantly to the UPI-linked bank account after completing the eligible transaction.
If the cashback does not appear immediately, users should check the transaction status and the cashback/offer section in the ABCD app.
ABCD’s published promotional terms for other campaigns also describe cashback being credited to the bank account linked with the ABCD app, although the exact timing and eligibility can differ by campaign.
Why Make a ₹500 Transaction?
Although the offer information provided mentions ₹350 as the minimum transaction amount, making a ₹500 or higher transaction is recommended based on the promotional instructions.
This can help ensure that your transaction meets the stated promotional threshold.
However, users should always check the live offer details displayed inside the ABCD app before completing the payment, as promotional criteria can change.
ABCD UPI App Features
The official Google Play listing confirms that the ABCD Aditya Birla Capital app supports UPI payments, including sending and receiving money and scanning QR codes at shops.
The app also provides other financial services such as bill payments, mobile recharges, investments, insurance and loans.
Terms & Conditions
- Offer is applicable only to selected/eligible users.
- Cashback is applicable on the first eligible transaction of the month only.
- The transaction must be a P2M (Person-to-Merchant) payment.
- P2P (Person-to-Person) transactions are not eligible for cashback.
- The offer is valid until 31 August 2026.
- Offer availability, eligibility and cashback are subject to the applicable campaign terms and conditions.
Frequently Asked Questions
What is the ABCD UPI Cashback offer?
It is a promotional offer that provides flat ₹100 cashback on an eligible ABCD UPI merchant transaction, according to the offer details provided.
What is the transaction amount required?
The provided offer information mentions ₹350 as the minimum transaction, while ₹500 or more is recommended for the offer.
Is a P2P transaction eligible?
No. According to the offer details provided, P2P transactions are not eligible.
What type of transaction should I make?
Make a P2M merchant payment by scanning an eligible merchant QR code.
How much cashback can I receive?
Eligible users can receive flat ₹100 cashback.
When will I receive the cashback?
The offer details state that the cashback is instantly credited to the UPI-linked bank account.
Can I claim the offer multiple times in the same month?
The offer is stated to apply to the first transaction of the month, so check the live campaign conditions in the ABCD app before making additional transactions.
When does the offer end?
The offer information provided states that it is valid until 31 August 2026.
Final Verdict
The ABCD UPI Cashback offer is a useful opportunity for eligible users to earn flat ₹100 cashback by making a qualifying merchant QR payment through ABCD UPI.
For the safest participation, make a ₹500 or more P2M transaction as your first eligible transaction of the month and ensure that you are paying a merchant rather than making a P2P transfer.
The ABCD app officially supports merchant QR payments through UPI.
Make the transaction through ABCD UPI.
