PhonePe is offering a Wallet Scan & Pay cashback deal for selected users. Make 3 merchant (P2M) payments using PhonePe Wallet and earn scratch card cashback ranging from ₹5 to ₹100.


How to Redeem This Offer?

  1. Open The PhonePe App and Ensure the offer is visible for your account.
  2. Add money to your PhonePe Wallet if required.
  3. Make a minimum ₹200 Scan & Pay merchant payment using Wallet only.
  4. Repeat this process for a total of 3 P2M transactions.
  5. After each successful transaction, you will receive a scratch card.
  6. Go to View My Rewards in the PhonePe app.
  7. Scratch the card to reveal your cashback amount.
  8. The cashback will be credited to your PhonePe Wallet.

Why Use This Offer?

  1. Easy cashback on daily store payments.
  2. Works on offline merchant Scan & Pay.
  3. No coupon code required.
  4. Cashback credited instantly after scratching.

Key Features of This Offer?

  1. Cashback range: ₹5 to ₹100
  2. Cashback rate: 2.5% to 100%
  3. Offer is applicable only to selected users.
  4. Offer valid from 23 January 2026 to 28 February 2026.
  5. Each user can avail the offer only twice per device during the offer period.

Important Terms & Conditions

  1. Payments using UPI, Debit Card, or Credit Card are not eligible.
  2. Split payments (Wallet + Card/UPI) will not qualify for the offer.
  3. Cashback amount is random and non-guaranteed.

Don’t Miss Out!

If you’re a selected user, this PhonePe Wallet offer is a simple way to earn cashback on regular payments.

Scan & Pay to Get Cashback


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