PhonePe ₹100 Tap & Pay Cashback Offer: Get flat ₹100 cashback on your first 2 eligible Mastercard transactions. Earn ₹50 per transaction!
PhonePe ₹100 Tap & Pay Cashback Offer
PhonePe is offering a flat ₹100 cashback to eligible users who make their first two Tap & Pay transactions using a saved Mastercard Credit or Debit Card.
Under this offer, users can earn ₹50 cashback per transaction, up to a maximum of ₹100. Simply add an eligible Mastercard to PhonePe, enable NFC Tap & Pay and make offline payments of ₹100 or more at supported POS machines.
The cashback will be credited as PhonePe Gift Card balance through a scratch card. Check the complete offer details and steps below.
Table of Contents
How to Get PhonePe ₹100 Tap & Pay Cashback Offer
- Open the PhonePe app on your mobile.
- Go to your Profile page by tapping the top-left corner.
- Navigate to Payment Methods.
- Select Credit/Debit Card.
- Tap on Add New Card.
- Enter your eligible Mastercard Credit or Debit Card details.
- Save and tokenize your card in PhonePe.
- Set PhonePe as your default Tap & Pay NFC app.
- Visit any offline store with a supported POS machine.
- Make a Tap & Pay transaction of ₹100 or more using your saved Mastercard.
- Complete your second eligible transaction to receive another ₹50 cashback.
- Open the View My Rewards section in PhonePe.
- Scratch the available reward card to receive your PhonePe Gift Card balance.
PhonePe ₹100 Tap & Pay Cashback Offer – Details
| Offer Details | Information |
|---|---|
| App | PhonePe |
| Offer | Flat ₹100 Cashback |
| Cashback | ₹50 per transaction |
| Maximum Cashback | ₹100 |
| Eligible Transactions | First 2 transactions |
| Minimum Transaction | ₹100 per transaction |
| Payment Method | Mastercard Credit/Debit Card |
| Reward Type | PhonePe Gift Card Balance |
| Cashback Credit | Within 24 hours |
| Offer Validity | 16 October 2026 – 15 September 2027 |
PhonePe Cashback Breakdown
| Transaction | Minimum Amount | Cashback |
|---|---|---|
| First Transaction | ₹100 | ₹50 |
| Second Transaction | ₹100 | ₹50 |
| Total | ₹200 | ₹100 |
Eligible Mastercard Credit Cards
- SBI Credit Card
- HDFC Bank Credit Card
- ICICI Bank Credit Card
- Axis Bank Credit Card
- RBL Bank Credit Card
Eligible Mastercard Debit Cards
- HDFC Bank Debit Card
- ICICI Bank Debit Card
- Axis Bank Debit Card
- Yes Bank Debit Card
- AU Small Finance Bank Debit Card
Cashback Reward Credit Details
- You will receive ₹50 cashback for each eligible transaction.
- Cashback will be credited through a PhonePe Scratch Card.
- The scratch card is expected to appear within 24 hours of the eligible transaction.
- Visit the View My Rewards section to access your scratch card.
- Scratch the reward card to receive the PhonePe Gift Card balance.
- You must scratch the card within 15 days.
PhonePe ₹100 Tap & Pay Cashback Offer Important Terms and Conditions
- Offer validity: 16 October 2026 to 15 September 2027.
- Available only on eligible Mastercard Credit and Debit Cards.
- Minimum transaction amount is ₹100 per transaction.
- Get ₹50 cashback on each of your first two eligible transactions, up to ₹100.
- An NFC-enabled smartphone with the required PhonePe app version is needed.
- Set PhonePe as your default Tap & Pay app and pay at supported offline POS machines.
- Cashback is credited as PhonePe Gift Card scratch cards, which must be redeemed within 15 days. UPI, Wallet and RuPay Credit Card on UPI payments are not eligible.
PhonePe ₹100 Tap & Pay Cashback Offer Frequently Asked Questions (FAQs)
1. How much cashback can I get from the PhonePe Tap & Pay offer?
You can receive a flat ₹100 cashback across your first two eligible Tap & Pay transactions.
2. How is the ₹100 cashback divided?
You will receive ₹50 cashback on your first eligible transaction and another ₹50 on your second eligible transaction.
3. What is the minimum transaction amount?
You must make a minimum Tap & Pay transaction of ₹100 for each eligible transaction.
4. Which cards are eligible for this offer?
Eligible Mastercard Credit Cards from SBI, HDFC Bank, ICICI Bank, Axis Bank and RBL Bank are supported. Eligible Mastercard Debit Cards from HDFC Bank, ICICI Bank, Axis Bank, Yes Bank and AU Small Finance Bank are also supported.
5. Is an NFC-enabled mobile required?
Yes. You need an NFC-enabled Android smartphone with PhonePe Android app version 3.3.36 or above.
6. Where will I receive the cashback?
Cashback will be provided as PhonePe Gift Card balance through a scratch card in the View My Rewards section.
7. When will the cashback be credited?
The scratch card is expected to be credited within 24 hours after an eligible transaction.
8. Can I use a RuPay Credit Card for this offer?
No. RuPay Credit Card on UPI transactions are not eligible for this offer.
Final Words
Don’t miss the PhonePe Tap & Pay cashback offer! Add your eligible Mastercard Credit or Debit Card, enable NFC Tap & Pay and complete your first two transactions of ₹100 or more to earn flat ₹100 cashback (₹50 per transaction). Check your rewards section, scratch your cards and enjoy the PhonePe Gift Card balance.
Complete 2 Transactions and Get ₹100 Cashback!
