
Get the Paytm Pay Bill Offer October 2026 and earn 10,000 Gold Coins worth ₹100 by completing 3 eligible payments of ₹200 or more in different categories.

Paytm Pay Bill Offer October 2026
The Paytm Pay Bill Offer October 2026 gives eligible users a chance to earn 10,000 Gold Coins worth ₹100 by completing three eligible recharges or bill payments in different categories within the same calendar month.
To participate, activate the offer in the Paytm app under the Cashback & Offers section before making payments. Complete three eligible transactions of ₹200 or more each, without applying promo codes, and receive a scratch card containing 10,000 Gold Coins after completing the third qualifying payment.
Table of Contents
How to Get 10,000 Gold Coins on Paytm
- Open the Paytm app on your smartphone.
- Go to the Cashback & Offers section.
- Find and activate the Paytm Pay Bill & Recharge offer before making payments.
- Choose an eligible bill payment or recharge category.
- Complete your first eligible transaction of ₹200 or more.
- Make a second payment of ₹200 or more in a different eligible category.
- Make a third payment of ₹200 or more in another different eligible category.
- Do not apply any promo codes while completing these transactions.
- Track your progress in the Cashback & Offers section.
- After completing the third eligible payment, check the section for your scratch card.
- Scratch the card to claim the advertised 10,000 Gold Coins.
Paytm Pay Bill Offer October 2026 Details
| Detail | Information |
|---|---|
| Offer Name | Paytm Pay Bill & Recharge Offer |
| Brand | Paytm |
| Reward | 10,000 Gold Coins |
| Reward Value | ₹100 |
| Gold Coin Value | 100 Gold Coins = ₹1 |
| Required Payments | 3 eligible payments |
| Minimum Payment | ₹200 per transaction |
| Payment Categories | Any 3 different eligible categories |
| Offer Activation | Cashback & Offers section in the Paytm app |
| Offer Period | October 2026 |
| Reward Type | Scratch card |
| Reward Delivery | Within 48 hours of the third eligible payment |
| Scratch Card Expiry | 15 days from issuance, as stated in the offer terms |
| Payment Platform | Paytm app only |
What Is the Paytm 10,000 Gold Coins Offer?
The Paytm 10,000 Gold Coins Offer rewards eligible users for completing three qualifying bill payments or recharges in different categories during October 2026. After completing all three transactions, users can receive a scratch card worth 10,000 Gold Coins.
According to the offer details, 10,000 Gold Coins are equivalent to ₹100. Users must activate the offer before making payments and ensure that each transaction meets the minimum amount requirement.
The offer applies only to eligible transactions initiated and completed through the Paytm app. Payments made outside the app may not qualify.
Eligible Categories for Paytm Bill Payments
- Mobile prepaid recharge
- Mobile postpaid bill payment
- DTH recharge
- Landline and broadband bills
- FASTag recharge
- Cable TV bills
- Electric vehicle (EV) recharge
- Electricity bills
- Water bills
- Piped gas bills
- Gas cylinder bookings
- Municipal tax payments
- Apartment payments
- Prepaid meter payments
- NCMC recharge
- National Pension System payments
- Insurance premium payments
- Loan EMI payments
- Credit card bill payments
- Metro payments
- Education payments
- Clubs and associations
- Challan payments
Paytm Pay Bill Offer October 2026 Rules and Conditions
- Activate the offer in the Cashback & Offers section before making payments.
- Complete three eligible payments during October 2026.
- Each payment must be ₹200 or more.
- Payments must be made in three different eligible categories.
- Do not use promo codes for these payments.
- Transactions must be initiated and completed through the Paytm app.
- All three transactions must be completed within the same calendar month.
- Transactions cannot be carried forward or combined across months.
- The offer resets at the beginning of each month, and users must activate it again.
- The scratch card is expected within 48 hours of the third eligible payment, according to the offer details.
- The issued scratch card expires in 15 days, as stated in the offer terms.
- Check the Cashback & Offers section to track progress and claim the reward.
Paytm Pay Bill Offer October 2026 Frequently Asked Questions
1. How many Gold Coins can I earn?
Eligible users can receive a scratch card worth 10,000 Gold Coins after completing three qualifying payments.
2. What is the value of 10,000 Gold Coins?
According to the offer details, 10,000 Gold Coins are worth ₹100, based on the stated conversion of 100 Gold Coins to ₹1.
3. What is the minimum amount for each payment?
Each eligible transaction must be ₹200 or more.
4. Can I make all three payments in the same category?
No. The offer requires payments in three different eligible categories.
5. Do I need to activate the offer?
Yes. Activate the offer from the Cashback & Offers section before making the qualifying payments.
6. When will I receive the scratch card?
The offer details state that the scratch card will be issued within 48 hours of completing the third eligible payment.
7. Can I complete one payment in October and the remaining payments in November?
No. All three qualifying payments must be completed within the same calendar month. Transactions cannot be carried forward to the next month.
8. How long is the scratch card valid?
The offer details state that the scratch card expires 15 days after issuance. Check the expiry displayed in your Paytm app.
Final Words
The Paytm Pay Bill Offer October 2026 is an opportunity for eligible users to earn 10,000 Gold Coins worth ₹100 by completing three eligible payments in different categories. Activate the offer first, make three payments of at least ₹200 each without promo codes, and track your progress in the Paytm app.

Get 10,000 Gold Coins Worth ₹100!
