Join the Zagg Money RuPay Dussehra UPI Challenge 2026. Complete daily spending targets, collect arrows and unlock up to 10X cashback.

Zagg Money RuPay Dussehra UPI Challenge

Zagg Money RuPay Dussehra UPI Challenge

The Zagg Money RuPay Dussehra UPI Challenge 2026 gives eligible users a chance to unlock up to 10X cashback by making eligible RuPay Credit Card payments through UPI and completing daily spending milestones.

The campaign runs from 11 October to 20 October 2026. Participants can collect arrows by meeting daily spending targets from Day 1 to Day 9. On Dussehra, participants who have collected arrows can play the challenge game to reveal their cashback multiplier, ranging from 1X to 10X.

Eligible new users may also receive a ₹15 welcome reward after linking a RuPay Credit Card and completing their first eligible transaction, subject to the campaign terms.



How to Participate in the Zagg Money Dussehra UPI Challenge

  1. Open the Zagg Money app on your smartphone.
  2. Link an eligible RuPay Credit Card to your Zagg Money account.
  3. Make eligible payments using your linked RuPay Credit Card through UPI.
  4. Check the spending target for the current challenge day.
  5. Complete eligible transactions totalling at least the required amount for that day.
  6. Wait for the transactions to be successful and confirmed by Zagg Money.
  7. Collect one arrow for each daily milestone you successfully complete.
  8. Continue completing the daily targets until Day 9 to collect more arrows.
  9. On 20 October 2026, open the Dussehra Challenge and use your collected arrows to reveal your cashback multiplier.
  10. Play the game before 11:59:59 PM IST on 20 October 2026 to avoid losing unused arrows.
  11. Terms And Condition

Zagg Money RuPay Dussehra UPI Challenge – Offer Details

Offer DetailInformation
AppZagg Money
Offer NameRuPay Dussehra UPI Challenge
Campaign Period11–20 October 2026
Spending Challenge9 days
Maximum Cashback MultiplierUp to 10X
Maximum Arrows10
Payment MethodEligible RuPay Credit Card via UPI
New User Reward₹15, subject to eligibility
Dussehra Challenge Date20 October 2026

Zagg Money RuPay Dussehra UPI Challenge Offer Highlights

  1. Earn a chance to unlock up to 10X cashback.
  2. Complete nine daily spending milestones to collect arrows.
  3. Earn one arrow for each successfully completed daily milestone.
  4. Receive one bonus arrow on Day 10 if you completed at least one milestone during Days 1–9.
  5. Combine multiple eligible transactions made on the same day to reach that day’s target.
  6. Play the challenge game on Dussehra to reveal your cashback multiplier.
  7. Eligible new users can get a ₹15 welcome reward after their first successful eligible transaction.

9-Day Spending Challenge – Daily Targets

DayDateSpending Target
Day 111 October 2026₹250
Day 212 October 2026₹500
Day 313 October 2026₹750
Day 414 October 2026₹1,000
Day 515 October 2026₹1,250
Day 616 October 2026₹1,500
Day 717 October 2026₹1,750
Day 818 October 2026₹2,000
Day 919 October 2026₹2,250
Day 1020 October 2026Bonus arrow, if eligible

How the Arrow System Works

  1. Day 1 to Day 9: Earn one arrow for each completed daily spending milestone.
  2. Day 10 bonus: Receive one additional arrow if you completed at least one milestone during the first nine days.
  3. Maximum arrows: 10.
  4. Missed milestone: If you fail to reach a daily target, that day’s arrow cannot be earned later.
  5. Unused arrows: Arrows expire after the challenge deadline on 20 October 2026.

How the 10X Cashback Reward Works

The challenge allows eligible participants to unlock a multiplier between 1X and 10X. The multiplier is applied to the eligible transaction cashback earned during the campaign, subject to the offer terms.

The calculation is:

Final Reward = Total Eligible Transaction Cashback × Multiplier Unlocked

The original cashback earned on eligible transactions counts as the 1X portion. The additional campaign bonus is calculated as:

Additional Cashback = Existing Eligible Cashback × (Multiplier − 1)


Example of Cashback Calculation

Suppose you earn ₹60 in eligible transaction cashback and unlock a 4X multiplier.

CalculationAmount
Original eligible cashback₹60
Multiplier unlocked4X
Final reward value₹240
Original cashback already earned₹60
Additional campaign bonus₹180

Zagg Money ₹15 Welcome Reward for New Users

  1. Open the Zagg Money app.
  2. Link an eligible RuPay Credit Card.
  3. Make your first eligible transaction using the linked card through UPI.
  4. Ensure the transaction is successful and confirmed by Zagg Money.
  5. Check your account for the ₹15 reward, subject to the applicable terms.

Zagg Money RuPay Dussehra UPI Challenge Important Terms and Conditions

  1. The Zagg Money RuPay Dussehra UPI Challenge is valid from 11 October to 20 October 2026.
  2. Only eligible RuPay Credit Card UPI transactions qualify for the campaign.
  3. Each daily spending milestone must be completed on its specified date; excess spending cannot be carried forward.
  4. Multiple eligible transactions made on the same day can be combined to meet that day’s spending target.
  5. Pending or failed transactions do not count until they are successfully completed and confirmed by Zagg Money.
  6. Missed milestones cannot be completed later. Eligible participants must play the challenge game before 11:59:59 PM IST on 20 October 2026, or unused arrows will expire.
  7. The maximum advertised cashback multiplier is 10X, but it is not guaranteed. The ₹15 welcome reward is subject to new-user eligibility and successful completion of the first eligible transaction. All rewards are subject to the offical terms and conditions.

Frequently Asked Questions (FAQ)

1. What is the Zagg Money RuPay Dussehra UPI Challenge?

It is a promotional campaign that lets eligible users complete daily RuPay Credit Card UPI spending milestones, collect arrows, and unlock a cashback multiplier.

2. When does the challenge start and end?

The campaign runs from 11 October to 20 October 2026.

3. What is the maximum cashback multiplier?

The maximum advertised multiplier is 10X, but the actual multiplier depends on the challenge outcome.

4. Can multiple transactions count toward one day’s target?

Yes. Multiple eligible transactions made on the same day can be combined to reach that day’s spending target.

5. Does extra spending carry forward to the next day?

No. Each day’s target must be met separately on the specified date.

6. How many arrows can I collect?

You can collect up to 10 arrows: nine for the daily milestones and one bonus arrow on Day 10 if you completed at least one milestone during Days 1–9.

7. What happens if I miss a milestone?

You lose that day’s arrow, and you cannot complete the missed milestone later.

8. How does the cashback multiplier work?

The multiplier applies to the eligible transaction cashback earned during the campaign. The original cashback counts as the 1X portion, and the additional campaign bonus depends on the multiplier unlocked.

9. How can new users get the ₹15 welcome reward?

Link an eligible RuPay Credit Card and complete the first successful eligible transaction, subject to the campaign terms.


Conclusion

The Zagg Money RuPay Dussehra UPI Challenge 2026 is an opportunity for eligible users to earn additional cashback by completing daily spending targets and collecting arrows. Meet each day’s target, track your progress, and play the challenge game before the deadline on 20 October 2026.

Eligible new users may also qualify for the ₹15 welcome reward after completing their first successful eligible transaction.

Link Your RuPay Credit Card, Complete Daily Targets & Collect Arrows!


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