HDFC Digital Rupee ₹150 Cashback Offer 2026: Make five eligible ₹20+ merchant payments to get ₹50 cashback, up to ₹150 in October.
HDFC Digital Rupee ₹150 Cashback Offer
The HDFC Bank Digital Rupee Cashback Offer for October 2026 lets eligible HDFC Bank Digital Rupee Wallet users earn up to ₹150 cashback by making qualifying Peer-to-Merchant (P2M) payments during the offer period.
Complete five eligible merchant transactions of ₹20 or more to receive ₹50 cashback. Make 10 eligible transactions to get ₹100, or 15 eligible transactions to earn the maximum ₹150 cashback, subject to the offer terms.
Table of Contents
How to Get HDFC Digital Rupee ₹150 Cashback
- Download the HDFC Digital Rupee app from the Google Play Store.
- Register or log in to access your Digital Rupee Wallet.
- Complete KYC according to the applicable regulatory requirements.
- Make a payment to a participating merchant using the P2M payment option.
- Ensure each eligible transaction is worth at least ₹20.
- Complete five eligible P2M transactions to receive ₹50 cashback.
- Complete 10 eligible transactions to receive ₹100 cashback or 15 transactions to receive the maximum ₹150 cashback.
- Wait for the cashback to be credited to your HDFC Digital Rupee Wallet on or before 10 November 2026.
- After receiving the cashback, use the wallet’s Redeem option to transfer the eligible balance to a supported UPI ID or linked bank account, if available.
- Terms And Condition
HDFC Digital Rupee ₹150 Cashback – Key Details and Benefits
- Offer period: 1 October to 31 October 2026
- Minimum transaction: ₹20 per eligible P2M payment
- Cashback: ₹50 for every five eligible transactions
- Maximum cashback: ₹150
- Cashback credit deadline: On or before 10 November 2026
HDFC Bank Digital Rupee Cashback Offer Highlights
| Offer Detail | Information |
|---|---|
| Bank | HDFC Bank |
| App | HDFC Digital Rupee Wallet |
| Offer period | 1–31 October 2026 |
| Minimum payment | ₹20 per transaction |
| Cashback after 5 transactions | ₹50 |
| Cashback after 10 transactions | ₹100 |
| Cashback after 15 transactions | ₹150 |
| Maximum cashback | ₹150 per eligible customer |
| Cashback credit deadline | 10 November 2026 |
| Eligibility | KYC-completed eligible wallet users |
What Is the HDFC Digital Rupee ₹150 Cashback Offer ?
The HDFC Bank Digital Rupee Wallet offer rewards eligible users for making merchant payments using the Digital Rupee (CBDC) wallet.
During October 2026, users can earn ₹50 cashback for every five qualifying P2M transactions, provided each transaction is worth at least ₹20.
You must complete at least five eligible transactions to qualify. Completing fewer than five transactions during the offer period will not qualify for cashback under the supplied terms.
How Much Cashback Can You Get?
The cashback depends on the number of qualifying merchant payments you complete during the offer period.
| Eligible P2M Transactions | Cashback |
|---|---|
| 1–4 | ₹0 |
| 5 | ₹50 |
| 10 | ₹100 |
| 15 or more | ₹150 maximum |
Example: Make 15 eligible merchant payments of ₹20 or more each to qualify for ₹150 cashback. Your total spending will be at least ₹300 across those 15 transactions.
Which Transactions Are Eligible?
Only qualifying Peer-to-Merchant (P2M) payments of ₹20 or more count toward this offer.
Examples include eligible payments made by scanning a merchant’s QR code or paying a merchant through the supported Digital Rupee payment facility.
Before paying, ensure the transaction is a genuine merchant payment and that the merchant and payment method meet the offer requirements.
Which Transactions Are Not Eligible?
- Peer-to-Peer (P2P) transfers.
- Wallet loading or adding funds to the Digital Rupee Wallet.
- Wallet-to-wallet transfers.
- Redemption transactions.
- Cancelled, refunded or reversed payments.
- Merchant payments below ₹20.
- Transactions that do not qualify under the official offer terms.
When Will the Cashback Be Credited?
The cashback for eligible transactions during October 2026 is scheduled to be credited to the customer’s HDFC Digital Rupee Wallet on or before 10 November 2026.
The supplied terms also state that cashback will be credited in multiples of ₹10. The wallet must remain active until the cashback is credited.
After receiving the cashback, open the wallet and check whether the Redeem option is available to transfer the balance to a supported UPI ID or linked bank account.
HDFC Digital Rupee ₹150 Cashback Terms and Conditions
- The offer period is 1–31 October 2026.
- Eligible users must complete KYC as required.
- Only P2M merchant payments of ₹20 or more count.
- Five eligible transactions qualify for ₹50 cashback.
- Cashback is capped at ₹150 per customer for the offer period.
- Fewer than five eligible transactions do not qualify.
- Cashback is scheduled to be credited by 10 November 2026.
- The wallet must remain active until cashback is credited.
- Cashback redemption depends on the options available in the app.
- All participation and cashback are subject to HDFC Bank’s official terms and conditions.
HDFC Digital Rupee ₹150 Cashback Frequently Asked Questions
1. How much cashback can I get from HDFC Digital Rupee?
Eligible users can earn up to ₹150 cashback during October 2026 by completing 15 qualifying P2M transactions.
2. What is the minimum transaction amount?
Each eligible merchant payment must be worth at least ₹20.
3. How many transactions are required for ₹50 cashback?
You need to complete five qualifying P2M merchant payments during the offer period.
4. Can I earn ₹150 cashback?
Yes. Complete 15 qualifying transactions of ₹20 or more each to qualify for the maximum ₹150 cashback, subject to the terms.
5. Are UPI transfers to friends eligible?
No. P2P transfers are excluded. Only qualifying P2M merchant payments count.
6. When will I receive the cashback?
The supplied terms state that cashback will be credited to your Digital Rupee Wallet on or before 10 November 2026.
7. Can I transfer the cashback to my bank account?
After the cashback is credited, check the app’s Redeem option for transfer to a supported UPI ID or linked bank account, subject to availability and applicable conditions.
Final Words
The HDFC Bank Digital Rupee Cashback Offer is worth checking if you already use the HDFC Digital Rupee Wallet. Make five qualifying merchant payments of ₹20 or more to earn ₹50 cashback, with rewards increasing to ₹100 after 10 transactions and a maximum of ₹150 after 15.
Make sure you use eligible merchant payments, complete your transactions before 31 October 2026, and read the official terms before participating.
Make 5 Merchant Payments & Get ₹50 Cashback!
